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    Want to pay less
    with a lower APR?
    You got it.

    How much can you save?

    If your current APR is
    and you carry a balance of

    with a 0% intro APR on Balance Transfers, our Clear Value® Mastercard® will save you:

    After 18 billing cycles, your savings will continue with a low variable APR of 13.99%-21.99% based on your creditworthiness. The savings above do not reflect any applicable balance transfer fees, which will vary. Calculator is for estimate purposes only.
    Our lowest rate card is all about you.

    With a 0% intro APR on balance transfers for the first 18 billing cycles, thereafter a variable APR of 13.99%-21.99%, and no annual fee, the value of our lowest rate credit card is clear. Even if you carry a balance, start paying less from day one. What’s more, find both the security benefits and convenience you need — without an annual fee.*

    *Important information about rates and fees

    Credit Card Features & Benefits

    Clear Value Card
    • Savings*

      • No annual fee.
      • 0% intro APR on balance transfers for the first 18 billing cycles; thereafter, a 13.99%, 17.99%, or 21.99% variable APR based on your creditworthiness.
      • Variable APRs as low as 13.99% on purchases based on your creditworthiness.
    • Security & Protection 1

      • Extended Warranty Protection doubles the original manufacturer's or store brand warranty for up to one year.
      • ID Theft Protection gives you peace of mind 24/7. Mastercard services will detect and help resolve ID theft events quickly.
      • Travel accident and baggage delay insurance.
      • Contactless Card technology protects your data and helps guard against credit card fraud.
      • Zero Liability Protection guards against unauthorized purchases made by phone, online, or in the store.2
    • Convenience

      • 24/7 online account management to make payments, set up account alerts, and much more.
      • Simply Tap and Go with our Contactless Credit Card for fast, easy and secure checkout wherever you see the contactless symbol.
      • Use Digital Wallets, including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in store, online, and in app.
      • 21-day grace period on all purchases made with your Clear Value Mastercard, when you pay your account balance in full by the due date.
      • Acceptance at more than 36 million Mastercard locations worldwide.

    Ideas & Insights

    • How Much Does a Credit Card Cost to Use?

      Read More
    • What Is APR?

       

      Read More
    • Credit Card Habits That Can Help You Build a Solid Credit Score

       

      Read More

    Questions & Answers

    Want to learn more? See our FAQs section.

    Get Started

    Questions? Ask a Citizen?
    Questions? Ask a Citizen?
    What can we help you with?

    Our banking experts have you covered.

    Ask a Citizen
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